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Client Education Series · Strategies at a glance
One plan, many paths
Find your row and follow it left to right. Each box is a strategy we explain in a short guide or case study, with the number that makes it worth a look. Click any box to open it.
You ↓ Age →
BuildAges 30–49
ProtectAges 50–61
RetireAges 62–70
Legacy70 and on
Employeeswith a 401(k)
Protect · ages 50–61QL + Contribution DIabout $610of pay a year for term and DI together; $7,500 a year into the 401(k) if disabledRead the guide →Protect · ages 50–61Insured at 50 · Part IINo examat 62: convert at the health class you had at 50Read the guide →
Retire · ages 62–70Convert at 62$418,410of income and asset insurance at preferred plus, after a health changeRead the guide →Retire · ages 62–70Her Early Benefit · Part I$0from the household budget: Social Security pays the premiumRead the guide →
Individualsand families
Build · ages 30–49Term life quoteMulti-carrierterm priced across top-rated carriersOpen →Build · ages 30–49Series No. 4$1,000 a yearwhat saving it, and keeping it invested, adds up toRead the guide →
Protect · ages 50–61Whole Life Cash AlternativeYear 8safe money in whole life passes the same dollars in a taxable accountRead the guide →Protect · ages 50–61Tracking the Cash ValueYear 6cash value passes total premiums paidRead the guide →
Retire · ages 62–70One Policy, Three Phases$437,075tax-free income from dividends, ages 66–80Read the guide →Retire · ages 62–70Social Security planning62 · 67 · 7070%, 100% or 124% of the benefit; the survivor keeps the largerOpen →
Legacy · 70 and onThe Back-End SqueezeAfter 80whole life vs. indexed UL: where insurance charges riseRead the guide →Legacy · 70 and onPolicy reviewFreesee whether coverage bought years ago still fitsOpen →
Business ownersand plan sponsors
Protect · ages 50–61Employer Road Map6 stepsQualified Life for your employees, no new payroll costRead the guide →Protect · ages 50–61Contribution DIUp to 20%group discount from 3 lives; employer- or employee-paidOpen →
Retire · ages 62–70QL Add-OnKeep your planadd Qualified Life to the 401(k) you already haveOpen →Retire · ages 62–70Advanced ServicesPSG designowner and key-person policies designed and comparedOpen →
Know the numbers
Figures are hypothetical examples from our guides and case studies. Your AIB professional will run the numbers for your own situation. Advanced Insurance Brokerage does not provide tax or legal advice.